Building Privacy-First
Digital Infrastructure

We're a technology studio tackling friction in payments, advertising, and civic engagement through AI-powered, privacy-native solutions.

Our Products Get in Touch

What We're Building

Five products addressing real friction in overlooked markets

💳
In Development

PayFlow

Account-to-Account Payments for UK Retail

Eliminating card network fees for merchants through Open Banking-powered tap-to-pay. Direct bank transfers at the point of sale, saving retailers 1.5-3% per transaction.

The Problem: UK merchants pay £8B+ annually in card processing fees. Open Banking enables free bank transfers, but no one has built seamless POS checkout.

Architecture: iOS vendor app with NFC tap-to-pay triggers Open Banking payment initiation. Go backend handles payment orchestration, webhook processing, and real-time transaction status. Stripe Terminal integration for hybrid card/A2A acceptance. PostgreSQL for transaction records, Redis for session management.

Open Banking API Go Backend iOS SDK NFC/Tap-to-Pay Stripe Terminal PostgreSQL Redis Webhooks

App Screenshots:

PayFlow Tap home screen PayFlow accept payment PayFlow payment keypad TrueLayer Open Banking consent
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In Development

Perspicis

Privacy-Native Mobile Advertising

On-device cohort computation for iOS game publishers. Targeting without device IDs leaving the device. Built for the post-ATT world where legacy ad networks are flying blind.

The Problem: Apple's ATT killed device-level targeting. Publishers lost 30-50% of ad revenue. We compute privacy-safe cohorts on-device, enabling precision targeting without privacy compromise.

Architecture: iOS SDK with on-device ML computes 10 privacy-safe cohorts (engagement tier, monetization likelihood, retention stage, etc.). Go backend handles ad auctions, SKAN postback processing, and real-time analytics. NATS messaging for event streaming. Clean room architecture ensures no raw device data leaves the device.

Swift SDK On-Device ML SKAdNetwork 4 Go Backend PostgreSQL NATS Messaging Redis Kubernetes REST/gRPC APIs

Platform Screenshots:

Perspicis real-time data flow Perspicis control panel Perspicis performance monitor
🏘️
In Development

CleanStreets

Community-Powered Civic Maintenance

AI-powered platform for reporting and resolving neighborhood issues. Photo-based reporting, community consensus voting, and automated formal complaint generation to the right agencies.

The Problem: Neighborhood maintenance complaints go into black holes. No tracking, no consensus, no accountability. We aggregate community voice and route to property managers, municipalities, and utilities.

Architecture: WhatsApp/Telegram bots for photo submission. Gemini Vision analyzes images for issue classification and severity. GPT-4 generates formal complaint letters. FastAPI backend handles multi-agency routing and status tracking. Web portal for community managers.

Python/FastAPI Gemini Vision GPT-4 WhatsApp API Telegram Bot PostgreSQL Alembic Web Portal

Bot Screenshots:

CleanStreets community issue alert CleanStreets voting interface
🎵
In Development

GigPlaylist

Never Lose Your Live Music Memories

Automatic music discovery for live events. Background audio capture, on-device fingerprinting, and instant playlist export to Spotify/Apple Music the moment you leave the venue.

The Problem: 40M+ live music attendees lose their soundtracks. Shazam fails at concerts (crowd noise, DJ edits, live versions). We capture 4+ hours passively and identify tracks using hybrid fingerprinting + LLM analysis.

Architecture: iOS/Android apps with background audio capture and on-device fingerprinting via ACRCloud. Go backend processes unidentified tracks through Whisper transcription and LLM-based song matching. AWS S3 for audio storage, PostgreSQL for metadata.

Swift/Kotlin ACRCloud SDK Groq Whisper Go Backend AWS S3 PostgreSQL Redis

App Screenshots (TestFlight):

GigPlaylist home screen GigPlaylist events discovery GigPlaylist sessions list
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Live on App Store

FocusLock

Activity Timer for Deep Work

Customizable interval timer for workouts, study sessions, meditation, and focused work. Beautiful UI with presets, music integration, and session history tracking.

The Problem: Generic timers don't understand different activity types. FocusLock provides purpose-built timing modes for work intervals, rest periods, and structured sessions with motivating sounds and visual feedback.

Features: Custom work/rest intervals, preset templates (Pomodoro, HIIT, meditation), Spotify and Apple Music integration, session history and statistics, premium subscription for advanced features.

SwiftUI StoreKit 2 AVFoundation MusicKit Core Data AdMob

Download on App Store | Privacy Policy

The Friction We're Eliminating

Each product targets a specific, measurable pain point

Payment Processing Fees

UK merchants lose 1.5-3% on every card transaction. Open Banking enables near-zero-cost transfers, but the UX gap at checkout remains unsolved. PayFlow bridges that gap.

Post-ATT Ad Blindness

iOS 14.5 broke mobile advertising. Publishers can't target, advertisers can't measure. The $70B iOS ad market needs privacy-native infrastructure, not retrofitted legacy systems.

Civic Complaint Black Holes

Residents report issues that vanish into bureaucratic void. No status tracking, no community consensus, no accountability. CleanStreets makes the invisible visible.

Lost Live Music Memories

40M+ concert-goers can't remember what songs played. Shazam fails in loud venues, DJ sets are mysteries, and that incredible track is gone forever. GigPlaylist captures it all passively.

Our Technology Stack

Cloud-native, privacy-first, built for scale

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Google Cloud / AWS

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Go & Python

📱

Swift & Kotlin

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PostgreSQL & Redis

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NATS Messaging

🤖

Gemini & GPT-4

🔐

On-Device ML

🎧

ACRCloud & Whisper

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AWS S3 & Docker

About HeliosNexu

The Studio

HeliosNexu is a technology studio focused on building infrastructure products that reduce friction in overlooked markets.

We believe the best opportunities exist where:

  • Legacy systems create unnecessary complexity
  • Privacy regulations enable new approaches
  • AI can automate what was previously manual

Based in London, we're in active development across all four products, targeting UK and Nordic markets for initial launch.

We leverage AI-assisted development to move fast while maintaining code quality, and design privacy-first from day one rather than retrofitting compliance later.

The Founder

Rajesh Nagarjunan — Software engineer with 30 years of experience building high-performance systems:

  • Early Silicon Valley startups through to global enterprise
  • Front office trading systems at investment banks
  • High-performance computing and low-latency platforms
  • Architecture leadership in financial market infrastructure

Applying decades of building mission-critical, scalable systems to create privacy-first products for overlooked markets.

Interested in partnering or learning more?

raj@heliosnexu.com

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